Health care premiums have risen nearly double the rate of inflation for at least a decade

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Government has made health care vastly more expensive. By subsidizing demand, government programs like Obamacare, Medicare and Medicaid have made health care out of reach for most poor people.

Moreover, Americans HAVE TOO MUCH health insurance (due to government programs):

First, the excess of health insurance actually drives up cost. The more insurance for a procedure, the more expensive it is. Health inflation and premiums has been rising by nearly double the consumer price index for at least the last decade. This is also why there are so many frivolous procedures performed. Patients have been removed from the decision-making process.

See this article by Stephen Moore.