(1) Increased, rather than decreased death rates.
(2) Caused numerous health insurers to got out of business or abandon markets. Aetna has pulled out of the Exchanges. Blue Cross in Maryland, Virginia and D.C. has already requested a 52%, 35% and 29% increase for 2018 respectively. Aetna has already lost $500 million since 2014.
(3) Crushed the competitive marketplace for insurance and driven up its costs and out-of-pocket expenses.